-Monthly payment schedule?
-Bad driving record?
-Insurance is just too expensive?
-Hard to Obtain?
-High down-payment required?
Our Collateral Protection Program can cover your physical damage insurance requirements and may save you some money!
Not only will our Collateral Protection Program save you time, but it’s also incredibly convenient to be able to make your car payment and provide for the physical damage insurance requirement of the finance contract at the same location. AND, you don’t need to come up with several hundred dollars for an insurance down payment.
We proudly offer Collateral Protection Insurance procured through Ironklad Insurance Company Limited. An experienced insurance company with an outstanding history of excellent customer service and products.
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A new customer: You can enroll at the same time with your vehicle purchase, so there is no waiting for collision insurance approval.
A current customer with canceled insurance: You can fulfill your physical damage insurance requirement immediately with enrollment.
A current customer with insurance: You may find that, in many cases, our program is more cost effective than your existing insurance.
Q: Is this the only coverage I must provide?
A: No, you are still required to carry the state minimum liability insurance.
Q: Will this fix my car if I have a wreck?
A: Yes, if the creditor agrees to submit the claim on its collateral protection program. A deductible may apply.
Q: If I have a problem with the engine will this repair it?
A: No, this is for physical damage coverage only. This is NOT mechanical failure coverage or a service contract.
Q: How is a claim made?
A: Its very simple; you just call your dealer.
Q: What if I want to cancel?
A: You simply notify your dealer and they will cancel your enrollment in the program. On your next payment you will be required to show proof of insurance.
Q: What if I have a poor driving record or a DUI?
A: You are still eligible for this program.
Q: Does my driving record affect the cost of my coverage?
A: No, this program was designed for both good and poor driving records.
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